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Guide

Moving to the Netherlands: tax returns, foreign income and fiscal partners

What changes in the tax year you immigrate, why foreign income/assets may still need reporting, and how Dutch fiscal-partner rules work.

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Guide

Moving to the Netherlands: the complete preparation guide

A master pre-arrival and first-month route covering status, documents, housing, work, belongings, pets, vehicles, health, money, Dutch and registration.

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Guide

Moving-day handover in the Netherlands: meters, keys, photos and utilities

A moving-day evidence and utility checklist for renters and homeowners, including meter readings, keys and condition records.

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Guide

Multibanco and MB WAY

How MULTIBANCO and MB WAY work in Portugal: reference payments, ATMs, mobile transfers, cardless cash, limits, foreign cards and scam prevention.

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Guide

Neighbours, invitations and turning acquaintances into friends

How to handle neighbours, invitations, follow-ups and recurring contact while building a social circle in the Netherlands.

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Guide

Netherlands moving checklist: before departure to first month

A timed checklist for the months before moving, final weeks, arrival week and first month in the Netherlands.

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Guide

Newcomer financial administration: moving your money life to the Netherlands

A practical before-and-after checklist for bank accounts, direct debits, salary, tax, benefits and records when relocating.

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Guide

NIF in Portugal: tax number, e-Fatura, IRS deductions and Fatura da Sorte

How to get and use a Portuguese NIF, ask for taxpayer invoices, manage e-Fatura, understand common IRS deduction categories and limits, and participate in Fatura da Sorte.

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Guide

NISS in Portugal: Social Security number, employment and freelancer contributions

How to get and use a Portuguese NISS, including foreign applicants, employees, freelancers, first-year Social Security treatment, quarterly declarations, contribution calculations and exemptions.

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Guide

Non-EU citizens moving to Portugal

How third-country nationals move to Portugal: choosing the correct visa and residence route, AIMA, work, self-employment, study, family, own-income and specialised routes.

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Guide

Notary, final inspection and Kadaster: completing a Dutch home purchase

What the Dutch notary does, what to check before signing, and how legal ownership is transferred through the Kadaster.

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Guide

NS subscriptions and train discounts: which one saves you money?

A 2026 comparison of NS Flex Dal Voordeel, Weekend Vrij, Dal Vrij, Traject Vrij, Altijd Vrij, co-travel discounts, 65+ products, Kids Vrij and off-peak rules.

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