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If a Dutch bank refuses you: basic payment accounts and deposit protection
What to do if a normal bank account application fails, plus how the basisbetaalrekening, basisbankrekening and deposit guarantee work.
Read guide →GuideImporting a car into Portugal
How to import and legalise a car in Portugal: DAV, ISV, EU and non-EU vehicles, VAT, inspections, Portuguese plates and the transfer-of-residence exemption.
Read guide →GuideImporting a car into the Netherlands: RDW, BPM and the moving-household exemption
How to register an EU/EFTA or non-EU vehicle in the Netherlands, deal with RDW and BPM, and use the BPM moving-household exemption when eligible.
Read guide →GuideIMT, stamp duty, IMI and property costs in Portugal
A practical guide to Portuguese property taxes and purchase costs: how IMT is calculated, where to submit Modelo 1 and pay it, stamp duty, annual IMI, AIMI and other completion costs.
Read guide →GuideIndonesian, Surinamese and other influences on Dutch food culture
How colonial history, post-war migration and later migration shaped food in the Netherlands, with practical context for Indo-Dutch, Surinamese and other cuisines.
Read guide →GuideInsurance claims and complaints in the Netherlands: evidence, refusal and Kifid
A practical workflow for Dutch insurance claims, evidence, rejected claims, internal complaints and escalation to Kifid.
Read guide →GuideInsurance in Portugal
A practical guide to compulsory and optional insurance in Portugal: health, home, wildfire, civil liability, car, work accidents, life, major insurers, cooperative insurance and brokers.
Read guide →GuideInsurance in the Netherlands beyond health: what you need and what is optional
A practical newcomer guide to Dutch liability, home, legal-expenses, car and travel insurance, including what is compulsory, how to compare cover and where over-insurance happens.
Read guide →GuideInterior Portugal: living inland beyond Lisbon, Porto and the Algarve
A realistic guide to living in interior Portugal: property, transport, healthcare, schools, work, internet, climate, wildfire, communities and official interior incentives.
Read guide →GuideInternational and private schools in Portugal
A practical guide to international and private schools in Portugal, including Lisbon/Cascais, Porto and Algarve options, curricula, admissions, fees and accreditation checks.
Read guide →GuideInternational money transfers to and from the Netherlands: fees, FX and safe transfers
A practical guide to SEPA, currency conversion, exchange-rate margins, large transfers and transfer fraud for newcomers.
Read guide →GuideInternet, mobile and television in Portugal
Choosing Portuguese fibre, mobile and portable internet, Wi-Fi equipment, television providers and streaming services including Netflix and Amazon.
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