Business banking, payments and insurance in the Netherlands

Choose banking, payment and insurance around the risks and transactions of the business, not simply the cheapest monthly account.

Business banking and payments

Compare account eligibility, IBAN/payment options, cards, bookkeeping integrations, cash handling if needed, international transfers and merchant/payment-provider costs. Keep business and private flows easy to distinguish.

Insurance

• Business liability (AVB) for third-party injury/property damage risks.
• Professional liability where advice/errors can cause financial loss.
• Disability/income protection because self-employed people do not automatically have the same employee sickness safety net.
• Inventory/equipment, cyber, legal assistance, vehicle or sector-specific cover where relevant.

Some professions, clients, landlords, lenders or sector rules can effectively require particular insurance. Check exclusions and insured activities rather than assuming the product name alone gives suitable cover.